You may have a plain caravan that you use to do your grocery shopping in and drive your family around in but your spouse may have a Corvette. The van will not be much to insure but the Corvette will pinch your pockets. The amount that you pay will depend on what you are driving.
    
     The final rule of the auto insurance simple rules includes the use of your vehicle. Will you be driving it to work everyday or will you be driving on a race track? These are very important questions that will determine if you can get a policy and if so, how much will that policy cost you?